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CFA Institute Sustainable Investing Certificate (CFA-SIC) Exam Sample Questions (Q420-Q425):
NEW QUESTION # 420
A just transition in climate policy refers to:
- A. Ensuring that the shift to a low-carbon economy is socially inclusive and equitable
- B. Divesting from all fossil fuel assets immediately
- C. Implementing carbon taxes to penalize polluting industries
Answer: A
Explanation:
Ajust transitionensures that the move toward alow-carbon economy is fair, particularly forworkers in carbon- intensive industries. It promotessocial inclusion, retraining programs, and economic supportfor affected communities.
* Carbon taxes (B) and immediate divestment (C) are strategies but do not define a just transition.
References:
International Labour Organization (ILO) Just Transition Guidelines
UNFCCC Climate Justice Report
Principles for Responsible Investment (PRI) Just Transition Framework
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NEW QUESTION # 421
Which of the following UK Stewardship Code principles is not addressed in the European Fund and Asset Management Association (EFAMA) Code? The principle that institutional investors should:
- A. monitor their investee companies
- B. have a robust policy on managing conflicts of interest in relation to stewardship
- C. report periodically on their stewardship and voting activities
Answer: C
Explanation:
The UK Stewardship Code and the European Fund and Asset Management Association (EFAMA) Code both aim to enhance the quality of stewardship and engagement by institutional investors. However, there are some differences in the principles they address.
1. UK Stewardship Code Principles: The UK Stewardship Code outlines several principles for institutional investors, including monitoring investee companies, managing conflicts of interest, and reporting on stewardship and voting activities.
2. EFAMA Code Principles: The EFAMA Code, while similar in many respects, does not explicitly address all the principles covered by the UK Stewardship Code. One of the key differences is the requirement for institutional investors to report periodically on their stewardship and voting activities.
3. Reporting on Stewardship and Voting Activities: The UK Stewardship Code emphasizes the importance of transparency and accountability by requiring institutional investors to report periodically on their stewardship and voting activities. This principle is not explicitly addressed in the EFAMA Code, making it a notable difference between the two frameworks.
References from CFA ESG Investing:
Stewardship Codes: The CFA Institute highlights the importance of stewardship codes in promoting responsible investment practices. While both the UK Stewardship Code and the EFAMA Code encourage active engagement and monitoring of investee companies, the UK code places a stronger emphasis on reporting and transparency in stewardship activities.
Transparency in Stewardship: Reporting on stewardship and voting activities is crucial for ensuring that institutional investors are accountable to their beneficiaries and stakeholders. The UK Stewardship Code's focus on this principle underscores its commitment to enhancing the quality and transparency of stewardship practices.
In conclusion, the principle that institutional investors should report periodically on their stewardship and voting activities is not addressed in the EFAMA Code, making option B the verified answer.
NEW QUESTION # 422
Which of the following represents the majority of the largest asset owners?
- A. Pension funds.
- B. Insurance companies.
- C. Sovereign wealth funds.
Answer: A
Explanation:
Pension funds (Option A) are the largest asset owners globally because:
They manage trillions in retirement savings, making them major institutional investors.
They have long-term investment horizons, leading to significant ESG influence.
Option B (Insurance companies) manage large assets but are smaller than global pension funds.
Option C (Sovereign wealth funds) are substantial but fewer in number compared to pension funds.
References:
OECD Pension Funds in Figures Report
PRI Largest Asset Owners Study (2022)
World Bank: Global Pension and Insurance Investment Trends
NEW QUESTION # 423
Which of the following is an example of greenwashing?
- A. A company falsely claiming its products are 100% carbon neutral
- B. A company voluntarily disclosing sustainability risks in its annual report
- C. A company investing in renewable energy to offset emissions
Answer: A
Explanation:
Greenwashingoccurs when a companymisrepresents its sustainability efforts, such asfalsely claiming carbon neutralitywithoutcredible verification.
Investing in renewables (B) and voluntary disclosure (C) are legitimate sustainability actions.
Reference:
CFA Institute Greenwashing Risk Report
EU Green Claims Directive
Principles for Responsible Investment (PRI) ESG Transparency Guide
NEW QUESTION # 424
A company's reporting and transparency are initially led by its:
- A. Management team
- B. Audit committee
- C. Board
Answer: A
Explanation:
The management teamis responsible fordeveloping ESG reports, financial disclosures, and corporate transparency efforts.
The audit committee (B) reviews and ensures compliance with reporting standards.
The board (A) provides oversight but does not directly lead reporting.
Reference:
CFA Institute Corporate Governance Handbook
Global Reporting Initiative (GRI) ESG Disclosure Guidelines
OECD Transparency & Corporate Reporting Principles
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NEW QUESTION # 425
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